Disclosure
If a client chooses to end the staging agreement prior to selling the home, the stager will remove the products from the home, and the client has 15 days to pay the balance due, or can term out the agreement over 12 months at 19% interest rate charged monthly to the credit card on file.
Disclosure
In certain circumstances, loan repayment, origination fees and interest will be paid directly by the consumer, and not out of escrow. See the Home Staging Financial (“HSF”) Loan Services Agreement for details on when payment will, and will not, be paid out of escrow.
In most circumstances, loan determinations will be made within 72 hours; however, circumstances may vary, and no guarantee is made as to the length of time it will take to make a determination, or that such determination will be an approval.
Loan determinations will be made on case-by-case basis, and will only be considered after an HSF credit application has been submitted. HSF reserves the right to deny credit to any consumer.
*The Origination Fee
The Origination Fee is based on the following factors:
Credit Report | Real Estate Comp Report | Underwriting | Title Review | Loan Documents | Loan Processing | Post-Funding Audit | Escrow Payoff | Wire Transfers
Tax Advantages Disclaimer
Tax laws can be complex, and benefits can vary based on individual circumstances. We strongly recommend consulting with a qualified tax professional to ensure you fully leverage any possible tax advantages and comply with current tax regulations. Their expertise can help you navigate the intricacies of tax deductions for your home improvement investments, ensuring you make the most informed decisions for your financial situation.
**Note:** The information provided under the Tax Advantages section on the homepage is for general informational purposes only and should not be considered as financial or tax advice. Tax laws and regulations are subject to change, and their application can vary widely based on the specific facts and circumstances involved.